For landlords
Landlord bookkeeping, whether you own property personally or through a company.
Know how each of your properties is really performing. If you own property personally, keep your own spreadsheet and have us check it, or hand it over to us, and we’ll take care of your MTD updates. If you own through a company, we’ll keep the company’s books in order all year round. Simple, affordable, and priced for landlords rather than big businesses.
Guide prices from £55/month + VAT, with bridging software included.
We're landlords too
We know what it's like to juggle tenants, repairs and mortgages. Quarterly tax returns on top of all that is the last thing any landlord needs.
As property owners ourselves, we've dealt with the boiler that breaks on a Sunday, the letting agent statement that doesn't quite add up, and the pile of receipts that needs sorting before the tax return is due. Now MTD adds quarterly deadlines to the list.
So we built a service that works the way landlords actually work. No expensive software to learn, no business-sized fees for a handful of transactions, and people who understand property on the other end of the phone.
Our aim is simple: to make your bookkeeping and MTD returns as easy and as affordable as possible, so you can get on with looking after your properties and your tenants.
Making Tax Doable
Doing your own MTD updates? Making Tax Doable is our friendly community for landlords and sole traders: reminders before every deadline, a WhatsApp group to ask your questions, and qualified bookkeepers and accountants on hand. From £10 a month, with your first month free.
Own property personally, or through a company?
We work with both. The rules are a little different, so here’s what it means for you.
In your own name
Your rental income goes on your own tax return. If your income is over the threshold, Making Tax Digital applies, so you’ll need digital records and quarterly updates to HMRC. Our DIY and Outsourced packages are built for you.
Through a limited company
Your company pays Corporation Tax instead, so MTD for Income Tax doesn’t apply. The company still needs accurate books all year, ready for its annual accounts. Our Property Company Grow package is built for you, priced in line with our Limited Company bookkeeping.
Making Tax Digital now applies to landlords who own property personally
MTD for Income Tax replaces your once-a-year Self Assessment with digital records, quarterly updates to HMRC and a final declaration at the end of the year. Whether you're in depends on your gross income from property, plus any self-employed income.
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April 2026
Income over £50,000. Already in place.
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April 2027
Income over £30,000.
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April 2028
Income over £20,000.
It's your gross rent before any costs that counts. If you own a property jointly, only your share of the income counts towards your threshold, and each owner reports separately.
Sound familiar?
Another job on the list
Being a landlord already takes up plenty of evenings. Four quarterly updates and a year-end declaration is a lot more admin than one tax return in January.
Software built for businesses
Most accounting software is designed for companies with invoices, payroll and stock. You just want to record your rent and your costs, and a spreadsheet does that perfectly well.
Paying for more than you need
You might only have a few transactions a month, but many bookkeeping packages are priced for busy businesses. Ours are priced for landlords.
Letting agent statements
Rent arrives with fees already taken off, repairs deducted and statements that don't match your bank. It all needs recording properly.
Knowing what you can claim
Is it a repair or an improvement? How is mortgage interest treated? Getting it wrong means paying too much tax, or too little.
Owning jointly
With a partner or family member, each owner keeps records and reports their own share. That's twice the paperwork if nobody is organising it.
Keep your spreadsheet. We'll connect it to HMRC.
MTD doesn't mean you have to switch to accounting software. Bridging software takes the figures from a spreadsheet and sends them to HMRC digitally, in the way MTD requires. For most landlords with a small number of transactions, it's the simplest option, and it's the one we recommend.
Your spreadsheet
Rent in, costs out, per property. Kept by you, or updated by us every month. Don't have one yet? We'll set one up.
Bridging software
Links your spreadsheet to HMRC. We set it up and run the submissions for you.
HMRC
Quarterly updates and your final declaration, submitted accurately and on time.
Bridging software is included in our DIY and Outsourced MTD Updates packages. There's nothing extra to buy and no separate subscription to manage.
Landlord packages
If you own property personally, keep your own spreadsheet and have us review and submit it, or hand the bookkeeping over to us completely. If you own through a company, choose Property Company Grow. For anything a little different, choose Bespoke.
Foundations: you keep the spreadsheet
DIY MTD Updates
From£55/month + VAT
Guide price. For landlords happy to keep their own records, who want them checked and submitted properly.
- Peace of mind that your records are right, checked by a real person every quarter
- Clear comments on anything to fix, so you learn as you go
- Your quarterly MTD updates sent to HMRC for you, on time
- Your end of year final declaration done for you (it replaces your Self Assessment tax return)
- Bridging software included, so your spreadsheet can talk to HMRC
Clarity: we do it for you
Outsourced MTD Updates
From£110/month + VAT
Guide price. We keep your spreadsheet up to date and handle everything with HMRC.
- Know how each of your properties is performing, with rent, costs and agent fees recorded by property
- Records kept up to date for you every month, from your bank and letting agent statements
- Your quarterly MTD updates checked and sent to HMRC on time
- Your end of year final declaration done for you
- Bridging software included, so there’s nothing new to learn
Growth: if you use accounting software
Grow
From£369/month + VAT
Guide price. Everything in Outsourced MTD Updates, kept in your accounting software, plus the insight to plan your next move.
- Figures that are updated weekly, so you always know where your portfolio stands
- Know which properties are performing best, and the numbers that matter most to you
- Someone in your corner: monthly meetings to discuss your numbers and your plans
- The confidence to make big decisions, like buying, selling, refinancing or reviewing rents
- Your quarterly MTD updates and end of year final declaration done for you
Accounting software isn't included in this package, as you'll have your own subscription.
Growth: if you own through a company
Property Company Grow
From£620/month + VAT
Guide price. For landlords who own property through a limited company, in line with our Limited Company Growth package. Weekly bookkeeping, up to 50 transactions a month.
- Figures that are updated weekly, so you can act on what’s happening now, not last month
- Know how each property, and the company, is doing every month, explained in plain English
- See where your cash is going, and how much is already set aside for tax and bills
- Someone in your corner: monthly finance meetings to discuss your numbers
- Company and personal money kept properly separate, including your director’s loan account
- Clean, complete books ready for your accountant, so year end is quicker and less stressful
Annual accounts and Corporation Tax return can be added from £80/month + VAT. Accounting software isn’t included.
Built around you
Bespoke
Priced for you
For larger portfolios, or anything a little different. Answer a few quick questions to see a bespoke guide price.
- Properties owned personally or through a company
- Priced on the number of properties you have
- Add the extra support you need, like portfolio reporting
Every landlord's situation is different. The number of properties, how many transactions you have, whether you use a letting agent and whether you own property jointly can all make a big difference. We'll confirm your price once we've talked through your set-up. All prices exclude VAT.
What we need from you: DIY
- Your spreadsheet updated by the 10th of the month after each quarter ends
- Our comments actioned by the last day of that month
What we need from you: Outsourced and Grow
- Bank and letting agent statements, plus receipts, saved to a shared folder once a month
- A quick note on anything unusual, like a large repair or a new tenancy
Rather learn to do it yourself?
Making Tax Doable is our friendly MTD community for people who want to keep their own records and send their own MTD updates, with reminders before every deadline and answers from qualified bookkeepers and accountants.
Let's get you set up
Tell us a little about your properties and we'll be in touch to talk it through. No pressure, and no jargon.
Prefer email? enquiries@momentum360.co.uk