For landlords
Landlord bookkeeping and MTD, without the accounting software.
No accounting software to learn. Keep your own spreadsheet and have us check it, or hand it over and we'll keep it up to date every month. Either way, we connect it to HMRC with bridging software and take care of your quarterly updates and year-end declaration. Simple, affordable, and priced for landlords rather than big businesses.
Guide prices from £55/month + VAT, with bridging software included.
Making Tax Digital now applies to landlords
MTD for Income Tax replaces your once-a-year Self Assessment with digital records, quarterly updates to HMRC and a final declaration at the end of the year. Whether you're in depends on your gross income from property, plus any self-employed income.
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April 2026
Income over £50,000. Already in place.
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April 2027
Income over £30,000.
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April 2028
Income over £20,000.
It's your gross rent before any costs that counts. If you own a property jointly, only your share of the income counts towards your threshold, and each owner reports separately.
We're landlords too
We know what it's like to juggle tenants, repairs and mortgages. Quarterly tax returns on top of all that is the last thing any landlord needs.
As property owners ourselves, we've dealt with the boiler that breaks on a Sunday, the letting agent statement that doesn't quite add up, and the pile of receipts that needs sorting before the tax return is due. Now MTD adds quarterly deadlines to the list.
So we built a service that works the way landlords actually work. No expensive software to learn, no business-sized fees for a handful of transactions, and people who understand property on the other end of the phone.
Our aim is simple: to make your bookkeeping and MTD returns as easy and as affordable as possible, so you can get on with looking after your properties and your tenants.
Sound familiar?
Another job on the list
Being a landlord already takes up plenty of evenings. Four quarterly updates and a year-end declaration is a lot more admin than one tax return in January.
Software built for businesses
Most accounting software is designed for companies with invoices, payroll and stock. You just want to record your rent and your costs, and a spreadsheet does that perfectly well.
Paying for more than you need
You might only have a few transactions a month, but many bookkeeping packages are priced for busy businesses. Ours are priced for landlords.
Letting agent statements
Rent arrives with fees already taken off, repairs deducted and statements that don't match your bank. It all needs recording properly.
Knowing what you can claim
Is it a repair or an improvement? How is mortgage interest treated? Getting it wrong means paying too much tax, or too little.
Owning jointly
With a partner or family member, each owner keeps records and reports their own share. That's twice the paperwork if nobody is organising it.
Keep your spreadsheet. We'll connect it to HMRC.
MTD doesn't mean you have to switch to accounting software. Bridging software takes the figures from a spreadsheet and sends them to HMRC digitally, in the way MTD requires. For most landlords with a small number of transactions, it's the simplest option, and it's the one we recommend.
Your spreadsheet
Rent in, costs out, per property. Kept by you, or updated by us every month. Don't have one yet? We'll set one up.
Bridging software
Links your spreadsheet to HMRC. We set it up and run the submissions for you.
HMRC
Quarterly updates and your final declaration, submitted accurately and on time.
Bridging software is included in our DIY and Outsourced MTD Updates packages. There's nothing extra to buy and no separate subscription to manage.
Landlord packages
Keep your own spreadsheet and have us review and submit it, or hand the bookkeeping over to us completely.
You keep the spreadsheet
DIY MTD Updates
From£55/month + VAT
Guide price. For landlords happy to keep their own records, who want them checked and submitted properly.
- Bridging software included
- Quarterly review of your spreadsheet, with comments on anything to fix
- Submission of your quarterly MTD updates
- Final Declaration for your UK property income (replaces your Self Assessment tax return)
We do it for you
Outsourced MTD Updates
From£110/month + VAT
Guide price. We keep your spreadsheet up to date and handle everything with HMRC.
- Bridging software included
- Monthly updating of your spreadsheet from your bank and letting agent statements
- Rent, costs and agent fees recorded by property
- Quarterly review and submission of your MTD updates
- Final Declaration for your UK property income (replaces your Self Assessment tax return)
If you use accounting software
Grow
From£130/month + VAT
Guide price. For larger portfolios kept in accounting software, with regular reports on how things stand.
- Everything in Outsourced MTD Updates, using your accounting software instead of a spreadsheet
- Quarterly reports: bank balances, profit and loss, and outstanding payments
Accounting software isn't included in this package, as you'll have your own subscription.
Every landlord's situation is different. The number of properties, how many transactions you have, whether you use a letting agent and whether you own property jointly can all make a big difference. We'll confirm your price once we've talked through your set-up. All prices exclude VAT.
What we need from you: DIY
- Your spreadsheet updated by the 10th of the month after each quarter ends
- Our comments actioned by the last day of that month
What we need from you: Outsourced and Grow
- Bank and letting agent statements, plus receipts, saved to a shared folder once a month
- A quick note on anything unusual, like a large repair or a new tenancy
Rather learn to do it yourself?
The Bookkeeping Hangout is our online community for people who want to manage their own books with support on hand. Learn how to keep your spreadsheet properly, ask questions as you go, and feel confident about what you're sending to HMRC.
Let's get you set up
Tell us a little about your properties and we'll be in touch to talk it through. No pressure, and no jargon.
Prefer email? enquiries@momentum360.co.uk