For Sole Traders

Bookkeeping for sole traders with big ambitions.

Accurate, up-to-date books do more than keep HMRC happy. They show you how your business is really doing, so you can make confident decisions about what happens next. Hand your bookkeeping over to us and get back to growing your business.

See packages and prices

Packages from £85/month + VAT

Capturing a receipt on a phone for bookkeeping

Sound familiar?

Not sure where you stand

Money comes in and goes out, but you couldn't say for certain what you've made this month, or what you'll owe HMRC.

Big decisions on gut feel

You want to raise your prices, take on help or invest in something new, but you're not sure the numbers back it up.

Receipts everywhere

In your wallet, your inbox, the car. Pulling them together at the last minute takes hours and something always goes missing.

Quarterly deadlines

MTD turns one tax return a year into four updates and a final declaration. That's a lot more to keep on top of alongside running your business.

Spreadsheet or software?

Everyone has an opinion on which accounting software you should use. You just want something that works.

No time to grow

Every evening spent on admin is time you're not spending on your clients, your ideas or yourself.

That's exactly what we fix.

Are you ready for Making Tax Digital?

From April 2027, sole traders earning over £30,000 will need to keep digital records and send HMRC updates every quarter. It's your turnover before costs that counts, including any rental income.

Check if MTD applies to you

April 2026
Income over £50,000. Already in place.
April 2027
Income over £30,000.
April 2028
Income over £20,000.

If your income was over £50,000 in the 2024/25 tax year, you need to be signed up and sending quarterly updates now.

Sole trader reviewing their business finances

Books you can trust, every month

We tidy up your records, keep them accurate every month and send your MTD updates to HMRC, so there are no last-minute surprises.

When you're ready for more, our Grow package adds monthly reporting and a regular meeting to talk through what your numbers mean for your plans, whether that's raising prices, taking on help or investing in something new.

Good bookkeeping isn't just about recording what has already happened. It's about giving you the numbers and confidence to decide what happens next.

What our clients say

      EXCELLENT  
   Based on 5 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Chloe Briggs 
 
 
 
 Trustindex verifies that the original source of the review is Google. Anna and her team at Momentum360 have been managing my bookkeeping and accounts for several years now, and I truly couldn’t run my business without them. Bookkeeping and admin work aren’t my strengths, but Anna takes all the stress out of it by ensuring everything is handled properly and efficiently. From managing subscription payments and receipts to dealing with every other financial detail, she frees me up to focus on what I do best. Her help and guidance are invaluable, and I’m incredibly grateful to have her on my side.
  
 
      Posted on Google  
   
   Jessica Cohen 
 
 
 
 Trustindex verifies that the original source of the review is Google. Anna has managed our company books for several years.  She is so much more than a bookkeeper to us. She manages all financial and operational aspects of our business and is a trustworthy advisor and member of our team.  Highly recommend.
  
 
      Posted on Google  
   
   Dean Snook 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have been working with Anna Shephard for about 5 years and couldn't be happier with the level of service provided.

She and her team handle all of our UK company's accounts with precision, professionalism, and remarkable attention to detail.Communication is always clear and prompt, and Anna goes above and beyond to accommodate our needs, even during busy financial periods.

I highly recommend Anna to any business seeking reliable, efficient, and trustworthy bookkeeping services. Thank you for your outstanding work and dedication!
  
 
      Posted on Google  
   
   Nik Keefe 
 
 
 
 Trustindex verifies that the original source of the review is Google. It's not easy to find outsourced help that's consistent and reliable, so it's been really good to be able to hand over my bookkeeping and related admin to Anna and her team and know they'll be taken care of, at a very reasonable cost.
  
 
      Posted on Google  
   
   John Molyneux 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot recommend Anna highly enough. She completely takes away the stress of my chaotic bookkeeping skills with her efficiency and professionalism. MolyFit could not function without her.

Bookkeeping and MTD packages

Choose your annual turnover over the past year to see your prices.

Annual turnover

You keep the books

DIY MTD Updates

£85/month + VAT

For sole traders who keep their own records and want them checked and submitted properly.

Quarterly review of your accounting records (up to 20 transactions a month)
Submission of quarterly VAT returns
Submission of quarterly MTD updates
Final Declaration for one income source (replaces the Self Assessment tax return)

Outsourced MTD Updates

£150/month + VAT

For sole traders who want to hand their bookkeeping over and not think about it.

Monthly updating of your accounting records (up to 20 transactions a month)
Submission of quarterly VAT returns
Submission of quarterly MTD updates
Final Declaration for one income source (replaces the Self Assessment tax return)

For growing businesses

Grow

£220/month + VAT

Everything in Outsourced, plus the insight to plan where your business goes next.

Monthly updating of your accounting records (up to 50 transactions a month)
Submission of quarterly VAT returns
Submission of quarterly MTD updates
Final Declaration for one income source (replaces the Self Assessment tax return)
Monthly KPI reporting and profitability analysis
Monthly meetings to align your vision to your financials
All your finance questions answered (for example, can I afford to hire?)

These are guide prices only.

Every business is different. How many transactions you have, how your records are kept and whether you're VAT registered can all make a big difference. We'll confirm your price once we've talked through your set-up. All prices exclude VAT and depend on your annual turnover, selected above.

What we need from you every quarter: DIY

Your bookkeeping done by the 10th of the month after each MTD quarter
Our comments actioned by the last day of that month

What we need from you every month: Outsourced and Grow

Copies of all your purchase receipts, saved to a shared folder at least once a month
Explanations of any unusual business expenses

Optional extras

Add any of these to your package, as and when you need them.

Additional income source (Self Assessment)From £150
Quarterly VAT returns£30/month + VAT
Credit control£35/hour + VAT
Invoicing and payment processing£35/hour + VAT
Supplier payment processing£35/hour + VAT
PayrollPricing on request

Quarterly VAT returns are already included in every package for turnover above £90k. The extra only applies if you're below £90k and voluntarily VAT registered.

Prefer to keep your own books?

The Bookkeeping Hangout gives you practical guidance, regular support and a community of fellow business owners, so you don't have to do it alone. You can also learn the basics with our online courses.

Find out about the Hangout

Let's talk about your business

Book a free, no-obligation chat. We'll talk through where you are now and which support makes sense for you. Simple, human and jargon-free.

Prefer email? enquiries@momentum360.co.uk